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Area Credit Manager-Wheels(CV, Car, CE & Tractor)

Kogta

pune, maharashtra, India Full-time May 31, 2026
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Opportunity Description

Job Description

Roles and Responsibilities

  • Lead and manage the credit underwriting function for the assigned area across multiple branches.
  • Evaluate and approve credit proposals within delegated authority as per the company's credit policy.
  • Ensure quality assessment of loan applications through detailed financial, business, and risk analysis.
  • Conduct customer visits and field investigations for high-value and critical loan cases.
  • Monitor portfolio quality, delinquency trends, and early warning signals to minimize credit losses.
  • Ensure adherence to credit underwriting standards, regulatory guidelines, and internal risk management policies.
  • Provide guidance and support to Branch Credit Managers and Credit Officers for effective credit decision-making.
  • Review PDD (Post Disbursement Documents) compliance and ensure timely closure of pending cases.
  • Coordinate with Busi...
  • Full-time Other-General

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