Credit Analyst - Commercial Banking

Credit Analyst - Commercial Banking Location Fort Worth, TX Onsite Compensation & Schedule $31/hr + BOE Full-Time, standard business hours W2 Start date: TBD ROLE IMPACT The Credit Analyst supports commercial lending teams by delivering accurate financial analysis and sound credit risk assessments. This role ensures high-quality underwriting, appropriate loan structuring, and proactive portfolio monitoring. Success is measured by timely credit decisions, well-structured facilities, and minimized portfolio risk exposure. Key Responsibilities Analyze financial statements, tax returns, cash flow statements, and credit reports to assess borrower risk and repayment capacity Perform financial statement spreading and detailed commercial credit analysis Conduct annual reviews of commercial loan portfolios and identify potential risk exposure or developing problem loans Assign internal risk ratings and recommend loan structures, pricing, covenants, and terms in partnership with Relationship Man...