Credit Analyst

**Description**

**Location:** On site at location listed in job posting.

**Summary**

Responsible for evaluating and approving or rejecting loan applications based on established criteria. Handles smaller and less complex loans.

**Essential Duties and Responsibilities**

+ Receive credit requests and make approve/decline decisions within established policy, guidelines, and turnaround times.
+ Underwrite real estate related credit requests.
+ Document decisions properly and completely with particular diligence given to explanations of overrides or variances, to include a narrative to explain credit decisions.
+ Provide a high level of customer service to the originators of loan requests to include the communication of credit decisions and answering questions.
+ Works with the loan administration and client specialists to manage delinquencies on loans;
+ Reports troublesome loans to the senior credit officer and commercial ...