Credit Officer at Reputable Rural Bank

A reputable rural bank in Ashanti Region is looking for experienced and suitably qualified person to be considered for the following vacant position: Credit Officer

Job Purpose

• Credit Officer responsibilities include preparing loan applications, evaluating clients financial information and calculating risk ratios.

• To be successful in this role, you should have a good understanding of lending procedures and customer service experience

Responsibilities

• Review loan requests

• Assess clients financial status to evaluate creditworthiness and risks

• Contact clients to gather financial data and documentation

• Analyse risks and approve or reject loan requests

• Calculate financial rations (e.g. credit sources and interest rates)

• Maintain updated records of loan applications and set up payment plans for customers

• Follow up with clients about loan renewals

• Monitor pr...