Credit Officer (Hybrid Role) at Fruit Micro Credit

Fruit Micro Credit invites applications from suitable qualified applicants for the position of a Credit Officer to strengthen our operations at Accra and Kasoa

Job Summary

This is a performance-driven role requiring strong experience in credit assessment, loan

recovery, and portfolio management. Successful candidates must enforce repayment discipline,

control risk exposure, and maintain high portfolio quality.

Key Responsibilities

• Identify and recruit qualified micro and small business clients in line with company policy.

• Conduct thorough client assessments, loan appraisals, and field investigations.

• Mobilize, disburse, and ensure strict recovery of loans to maintain a Portfolio at Risk (PAR) not exceeding 5%.

• Consistently chase delinquent and default clients to demand repayment in line with recovery procedures.

• Submit accurate daily, weekly, and monthly reports on disbursemen...