Credit Risk Director, Business Borrowing

Overview

Monzo is expanding its Business Banking and Borrowing capabilities. We are looking for a Director to build and lead our credit risk function for lending to business banking customers. The role is based in London or Remote (UK) with a salary range of £165,000 – £200,000 plus performance incentives.

About the Team

The Borrowing (lending) team focuses on developing credit risk strategies for small and medium‑sized sole traders and limited companies, automated decisioning and credit risk management. It works across Monzo’s engineering, marketing, product, risk and control groups.

Responsibilities

• Lead and expand a team of credit analysts and managers.


• Design, implement and refine credit and pricing strategies for business lending products.


• Monitor performance of existing strategies and iterate to improve them.


• Drive initiatives to improve credit underwriting and manage port...