Opportunity Description
Job Responsibilities:
- Lead and enhance the company’s overall credit risk management function.
- Review, develop, and improve credit policies, underwriting guidelines, approval criteria, and risk grading models.
- Monitor portfolio performance, delinquency trends, approval quality, non-performing loan (NPL) indicators, and collection effectiveness.
- Collaborate closely with senior management to balance business growth, profitability, and risk management objectives.
- Provide strategic recommendations to improve credit approval quality, customer segmentation, risk-based pricing, and portfolio sustainability.
- Lead, mentor, and develop teams responsible for credit assessment, risk analysis, data analytics, and portfolio monitoring.
- Identify gaps and weaknesses in existing credit p...
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