Credit Risk Specialist

Credit Risk Officer / Digital Credit Risk Officer

Job Description

We are looking for a Credit Risk Officer to support the development and implementation of credit risk policies, procedures, and controls. This role will be responsible for ensuring credit processes are aligned with the Bank's risk appetite, regulatory requirements, and business objectives.

Key Responsibilities :

• Develop, review, and maintain Credit Policies, SOPs, and credit-related procedures.
• Ensure credit policies and processes comply with internal guidelines and regulatory requirements.
• Assess and analyze credit risk exposures and recommend appropriate risk mitigation measures.
• Monitor portfolio performance and identify emerging credit risk trends.
• Collaborate with Business, Operations, Collection, Compliance, and other stakeholders to improve credit processes and controls.
• Support the enhan...