Data Scientist - Credit Risk & AI Innovation

Infact are a progressive, fast-moving, credit referencing start-up. We see great opportunities to combine foundational statistics with modern AI to find meaning in consumer finance data.

We are looking for a hands-on Data Scientist to work alongside our lead data scientist to experiment, engineer, and deliver innovative predictive models into our modern AWS production environments.

The Technical Reality: We operate a pragmatic stack where Linear Regression remains vital for stability and baseline performance, while XGBoost and LLMs are used as responsible additions. We are looking for someone who knows when to use a simple linear model and when to deploy and how to explain complex non-linear and generative AI.

Current Areas of Focus: Affordability, income and expenditure analysis, credit risk, and fraud detection, with excellence in Entity Resolution – tying together d...