Director, Cards Credit Strategy & Portfolio Management

Job Description

What is the opportunity?

As part of the Group Risk Management team, the Director, Cards Credit Strategy & Portfolio Management will be responsible for driving portfolio growth, through designing and executing credit strategies that balances profitability, credit risk, and client experience.

The role will also contribute to RBC’s AI innovation ambition through AI & Data Transformation (ADT) project, partnering with Borealis AI and product teams to advance RBC’s AI journey.

What will you do?

• Support the Retail Cards business targets for balance growth, market share, profitability while remaining within risk appetite
• Lead a team to develop and manage credit strategy, monitor portfolio performance, advance underwriting framework, and forecast credit losses

What do you need to succeed?

Must Have:

• Expert knowled...