Financial Spreading/ Covenant Monitoring

Scouting candidates for Financial Spreading, Covenant monitoring & Testing and Quality check

Role & responsibilities

Analyzing and spreading the financial statements in Moody’s Risk Analyst (MRA) / Creditlens / client customized templates
Analysis of financial statements including Income statement, Balance Sheet & cash flow of public & private companies for the credit appraisal process
Going through the supplementary schedules, notes and MD&A for the detailed breakups and adjustments
Normalizing the financial statement for exceptional and non-recurring items to arrive at the true profitability figures.
Calculating the Adjusted Net Worth, Recurring Cash Flows, Annual Debt Service, Contingent Liabilities, Custom Ratios and other financial metrics.
Screening the credit agreements and analyzing the financial covenants applicable to the borrower
Monitor Covenant compliance and reporting.
Conduct detailed quality checks of client deliverables.
Managi...