Account Officer - Trust Credit Management

Job Summary

Handles and manages corporate and major personal accounts; prepares credit applications recommending credit packages, financing schemes, and credit facilities for accounts solicited and handled.

How will you contribute?

• Responsible for the proper evaluation, analysis, and regular review of the creditworthiness of new and existing trust loan borrowers for presentation to management or the Board of Directors.
• Ensures compliance with prescribed credit policies and procedures. Ensures complete and proper documentation for trust credit transactions.
• Ensures proper implementation of guidelines for group/employee loan facilities for provident and/or retirement fund accounts.
• Establishes and annually renews credit facilities for corporate borrowers, negotiates terms and conditions, and prepares recommendations for approval by the Board of Directors.
• Establishes and annually renews credit facilities for banks and o...