Credit and Collection manager

Responsibilities

• Develop, implement, and monitor credit policies and procedures tailored to real estate clients and project timelines.
• Assess and approve credit applications, ensuring thorough due diligence and risk mitigation.
• Increase the collection effectiveness index (CE).
• Review and manage aging reports to track outstanding accounts and prioritize collection efforts.
• Liaise with clients and internal teams to resolve billing issues and disputes, ensuring high customer satisfaction.
• Negotiate payment plans and settlements where necessary.
• Analyze credit data and financial statements to determine the degree of risk involved in extending credit.
• Establish KPIs and collection targets, ensuring alignment with business goals and cash flow requirements.
• Increase the HDMF – PAR Ratio or at best within the 90% benchmark.
• Ensure compliance with company policies and relevant regulatory framewo...