Credit Review Officer (Central Luzon)

The Credit Review Officer is responsible for the preparation and credit assessment of loan proposals and corresponding borrowers, credit risk and portfolio management, and conformity to internal and external policies.

Key Responsibilities

• Ensure consistent and advanced coordination with Institutional Banking Segment (IBS) counterparts on the timely submission of pre‑approval documents, and actively manage the assigned portfolio of accounts together with the lending officer.
• Prepare the Evaluation and Recommendation for Credit Accommodation (ERCA) for credit line renewals of IBS accounts according to policy and in compliance with the agreed Service Level Agreement (SLA) with IBS.
• Validate data provided by lending units as part of the credit assessment.
• Assess the related collateral and documentation deviations and necessary mitigations in relation to the credit assessment.
• Identify all relevant policy and regulatory d...