Credit Review Officer (South Luzon)

The Credit Review Officer is responsible for the preparation and credit assessment of loan proposals and corresponding borrowers, credit risk and portfolio management, and conformity to internal and external policies.

KEY RESPONSIBILITIES

You will:

• Should ensure consistent and advance coordination with Institutional Banking Segment (IBS) counterparts on the timely submission of pre-approval documents, and the active management of his/her assigned portfolio of accounts together with the lending officer.
• Prepares the Evaluation and Recommendation for Credit Accommodation (ERCA) for credit line renewals of IBS accounts according to policy and in compliance with the agreed Service Level Agreement (SLA) with IBS.
• Validates data provided by lending units as part of the credit assessment.
• Assess the related collateral and documentation deviations and necessary mitigations in relation to the credit assessment.
• Identi...