Medical Underwriter (Group Medical)

Overview

Job Summary The Medical Underwriter (Group Medical) assesses and underwrites group health insurance applications, ensuring risk is accurately evaluated, pricing is appropriate, and products meet regulatory and company standards. This role collaborates with sales, actuarial, and operations teams to deliver competitive, sustainable solutions for employer groups while maintaining high levels of customer service and compliance.

Key Responsibilities

• Analyze medical and demographic information to assess risk and determine coverage terms, pricing, and eligibility.
• Underwrite group medical applications in accordance with company policies, pricing guidelines, and regulatory requirements.
• Collaborate with Sales and Analytics to evaluate client needs, propose appropriate plan designs, and provide risk-based recommendations.
• Review and validate medical underwriting notes, documentation, and endorsements for accu...