Mortgage Development & Originator

GENERAL DESCRIPTION OF POSITION

Solicits residential mortgages through contacts with Realtors, builders, and developers. Develops referral relationships with Community Development Organizations and participates in Community Development activities. Interviews loan applicants and makes credit decisions.

ESSENTIAL DUTIES AND RESPONSIBILITIES

1. Work with assigned branch office to ensure awareness of home loan products. 
2. Handle referrals from branch office and provide appropriate follow-up. 
3. Develop referral contacts (realtors, builders, professional and personal contacts).
4. Analyze financial data to determine creditworthiness. 
5. Maintain knowledge of available loan products, processing procedures and underwriting guidelines.
6. Accept borrower applications. 
7. Utilize communication and access of daily rates, credit reports and DU responses and transmitting to processor. 
8. Collect appropriate documentation ...