National Credit Manager : Educational Loans foe an NBFC

Roles and Responsibilities

Roles & Responsibilities :

1. Plan Credit Underwriting vision & outlook.

2. Create credit and underwriting policies & processes, infrastructure, development and deployment of underwriting models.

3. Conduct portfolio study of the outstanding advances portfolio, Lead credit tightening initiatives to keep delinquencies under control while maintaining a balanced view of business profitability across various products and geographies.

4. Develop and maintain credit risk strategy and policy by continuous analysis of business and collection trends, risk assessment & mitigation thereof.

5. Reviews credit policies with business goals while being up-to date on competition policies & practices.

6. Prepare Risk & Credit Decks on monthly basis.

7. Represent the company to the outside world, including lending partners, board of directors & other strategic alliances.