Portfolio Head – Liabilities

Role Details:

The Portfolio Head – Liabilities will lead the strategy, growth, and profitability of the bank’s liabilities portfolio (Savings Accounts, Current Accounts, Deposits). The role will drive AI-led transformation, digital innovation, and data-driven decision-making to maximize customer value, portfolio growth, and operational efficiency.

Overall Job Description

1. Portfolio Strategy & Growth

• Define and execute liabilities growth strategy (CASA + Deposits)
• Drive portfolio expansion, market share, and profitability targets
• Use AI-powered forecasting models for business planning and growth
• Drive existing book growth strategy through structured portfolio interventions and lifecycle management

2. AI & Data-Driven Transformation

• Lead adoption of AI/ML across customer acquisition, engagement, and retention
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