Relationship Manager, Commercial banking (Special Accounts)

Delivers an exceptional customer experience for a defined portfolio of high risk borrowing accounts by applying expertise to reduce the Bank’s loss exposure and manage risks. Advises internal and external stakeholders on complex, high-risk credit risk transactions and mitigation strategies. Makes credit decisions/recommendations in accordance with sound credit-granting principles and in compliance with Bank Policy & Procedures. Works with stakeholders to deepen relationships and grow the overall profitability of the portfolio.

+ Recommends alternatives to credit proposals e.g. restructuring of the application and/or use of special loan plans available.
+ Contributes to the development and implementation of lending related policies and procedures.
+ Acts as a trusted advisor to assigned business/group.
+ Influences and negotiates to achieve business objectives; includes action plans with debtor and guarantors.
+ Recommends and implements solutions based on analysis ...