SBA Credit Analyst II

Position Summary

The SBA Credit Analyst II provides accurate, timely, and succinct credit analysis while ensuring compliance with SBA loan program regulations to support new loan originations and portfolio management of the company's SBA Lending Division.

Duties & Responsibilities

*Responsible for the evaluation and underwriting of SBA loan applications to determine creditworthiness, compliance, and eligibility.

*Financial statement spreading and analysis, including calculation of Debt Service Coverage Ratios per Busey Bank and SBA guidelines.

*Review and analyze all customer financial data such as cash flow, potential impacts to repayment ability, liquidity, profitability, and leverage to determine and minimize the overall risk of extending credit to business applicants.

*Evaluate collateral, industry data and other relevant credit information.

*Communicate with borrowers (active and prospective) to f...