Specialist - Credit Risk

Role Purpose

To ensure that credit risk exposure on the entire AR ledgers is proactively analyzed and that adequate recommendations and, follow up actions are taken to constructively limit/mitigate the credit risk exposure, while maintaining compliance with order to cash policies and other collection strategies.

Job Descriptions

Customer - Business Roles

• To perform credit analysis, financial statement and credit bureau data reviews when onboarding new customers and, recommend trading terms and conditions in line with credit policies and guidelines
• To perform analysis on outstanding AR ledgers and periodic portfolio reviews, determine potential risk customers and coordinate mitigation measures
• To track high‑risk customers, overdue trends, and sudden changes in payment behavior and abnormal transaction
• Leverage real‑time market trend insights, industry developments, macroeconomic indicators, and external risk...